Personal Website of Dr. Hardouvelis (Χαρδούβελης), Professor of Banking, Finance & Economics, Univ. of Piraeus, former Minister of Finance, Greece. His work on the yield curve, margin requirements, central bank credibility, EMU stock market integration is published in the AER, JF, QJE, JME, RFS, JMCB, ReStat, J. of Bus